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Item 1:

Review your credit score regularly to monitor your progress and detect any potential concerns.

Item 2: Challenge any inaccuracies on your credit report. This can help improve your credit score over time.

Bullet Point 3: Use your credit score to negotiate better interest rates and loan terms.

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• Benefits of checking your credit score include:
• Early detection of fraud or identity theft|Spotting potential errors on your credit report}
• Improving your chances of getting approved for loans and credit cards|Negotiating lower interest rates}
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